Our Fixed Deposit scheme offers one of the highest interest rates in the market, ensuring a steady passive income for our members. With flexible tenure options and attractive returns, our FD scheme is perfect for those looking to grow their savings with minimal risk.

Key Features

• Interest rates from 7.00% to 15.00% based on duration
• Additional 0.5% interest for senior citizens
• Flexible tenure options from 30 days to 5+ years
• Option for monthly interest payout
• Loan facility available against FD
• Premature withdrawal option available

Interest Rates

Period of Deposits	Rate of Interest	Senior Citizens
30 Days to 90 days	7.00% P.A.	7.50% P.A.
91 Days to 180 days	8.00% P.A.	8.50% P.A.
181 Days to 1 year	12.00% P.A.	12.50% P.A.
Above 1 year to 2 years	13.00% P.A.	13.50% P.A.
Above 2 years to 3 years	13.50% P.A.	14.00% P.A.
Above 3 years to 4 years	14.00% P.A.	14.50% P.A.
Above 4 years	14.50% P.A.	15.00% P.A.

Benefits of Fixed Deposits

• Guaranteed Returns: Fixed deposits offer assured returns, making them a reliable investment option.
• Safety: Your investment is secure and not subject to market fluctuations.
• Regular Income: Option to receive interest payments on a monthly, quarterly, or annual basis.
• Loan Facility: You can avail loans up to 90% of your deposit amount in case of financial emergencies.
• Flexible Tenures: Choose from a wide range of tenure options to suit your financial goals.

How to Open a Fixed Deposit

1. Visit any of our branches with your identity and address proof.
2. Fill out the fixed deposit application form.
3. Submit the form along with your investment amount.
4. Receive your fixed deposit receipt.

Required Documents

• Identity Proof (Aadhaar Card, PAN Card, Voter ID, etc.)
• Address Proof (Utility Bill, Passport, etc.)
• Recent Passport-sized Photographs
• PAN Card (mandatory for deposits above ₹50,000)